Investment Criteria

Our Purpose

We are a finance company focused on corporate lending. We specialize in making loans to companies who require more debt capital than is currently made available from traditional lenders. Because we focus on term loans, we often partner with banks in providing a complete financing package.

Our Business

When our clients succeed, we succeed. Crystal Financial helps companies fund their growth and accomplish their goals. Our experienced team of professionals respond to our clients’ needs by being responsive, strategic and focused. Having invested over $20 billion in loans to over 450 borrowers, our team focuses on providing value added debt solutions to companies across all industries.

Loan Parameters

  • $10 million and up
  • All industries

Types of Debt Structures

  • First & Second Lien Term Loans
  • First In, Last Out (FILO)
  • Bridge Loans
  • DIP/Emergence Loans
  • Unitranche Loans

Transaction Purposes

  • Acquisition Financing
  • Growth Capital
  • Refinancings/Recaps
  • Restructurings/DIP loans

Underwriting Focus

  • Asset-Based
  • Enterprise Value
  • Non-traditional assets
    • Brand Names
    • Intellectual Property
    • Recurring Revenue Streams